Category: Investing & Tax Planning

We believe everyone deserves a complete financial plan. A plan that incorporates your values, goals, and finances to help you lead a wealthy life now and build future wealth. 

Our financial plans:

• define the current factors affecting your ability to build wealth,
• provide recommendations and a clear framework for tackling your concerns in living a wealthy life, and
• create an action plan for ongoing progress over our relationship.

Then, we continue to evaluate, implement, and monitor financial changes through ongoing progress meetings.  We review major changes in your personal life, identify your priorities, and review progress toward building your wealth.

Our journey together is about being honest on where you want to go, where you are now, and making a best guess on how to bridge the gap.  We help you balance the trade-offs in what you have to invest: money, time, energy, and skill.

We believe traditional Wall Street doesn’t fit Gen X & Y: the attention you receive should not be based on the amount of your investment assets.

Money decisions are often driven by desires to feel happy, safe and secure. By having a plan that matches your values with how you spend your money, you save time and increase happiness.  Everyone deserves happiness!

Our fee structure is built on the complexity of your current financial situation – not based on your investment assets.

We believe each person and family is different: you should work with someone you can trust and who is an expert in your situation.

It is important to work with a financial advisor who understands your current situation.  Do they have the professional network to assist you with your individual needs and do they understand your major concerns?

We focus on tech entrepreneurs and employees because we understand many of their particular issues:

Do you work for Amazon or Microsoft?

We understand their benefit plans and integrate RSU planning into our financial process.

We also know how to help you transition from the corporate life to a new adventure if this is your main goal.

Do you work for a local early startup? 

If your startup does not have a 401(k) yet or provides limited health benefits, we can help you determine the best options for you.

Want more information on your stock options?  We can help you think about the tax effects of these and make a plan for when to exercise your vested options.

Are you an early stage entrepreneur struggling with cash flow?

We can talk through budgeting, short term debt options, and how to think about your savings during this hard time.

As your career progresses, we assist you with tax planning for founder’s stock, minimizing risk in your portfolio, and protecting your family long-term.

Find out more about us on our About Us page.

I am a fan of personal financial education.

I grew up in a self-employed single-mother home, where the highs were amazing and the lows were extremely stressful. I was my mother’s helper in her business and kept track of the business finances in QuickBooks.

In our home, business finances equaled personal finances, and we were often in the red.   The stress this caused in our relationship and our relationships with others was constant.  This period of my life is known as “hormonal teenage years x 10”.  While financially treading water, my mom tried to give us a typical Texas suburb life.

When I arrived at college, I realized I wasn’t alone in my financial confusion.  At my orientation, banks handed out credit card applications and promised a free t-shirt for signing up. Students fumbled through living independently on a budget or worked to make ends meet while attending classes.  None of us knew the best way forward in optimizing our financial situation.  In the case of money, we felt like 1st graders learning multiplication without a teacher’s guidance.

So I dove in and learned as much as possible about personal finance.  I taught seminars on credit scores and what to look for in credit card applications.  I worked as a book keeper for small businesses and developed my tax skills working on tax returns for a regional accounting firm.  Then, I began consulting with self-employed individuals in tax planning for their businesses.

Clearly, this was the time I found my inner tax geek and I never looked back.  I went on to work in public accounting, continued consulting with small business owners, and become a financial advisor.

SeedSafe Financial LLC is the result of my ongoing passion to make financial decisions attainable for Gen X and Y.

We help you figure out your financial options.

My goal is to change the way the financial industry thinks. Instead of doing real financial planning with only $1 million+ clients, I believe we should be proactive in helping you build wealth early on.

SeedSafe Financial LLC meets you where you are (before you are a zillionaire).  We work with Gen X & Y when you have time on your side for small changes to make a huge impact on your life.

Schedule a discovery call with us to learn more!