Signs You Need a Financial Planner

Financial Planners Help Build Better Experiences Sometimes it’s hard to tell if you need professional help for a problem or if you can handle it yourself. Whether it’s taking care of a common cold, fixing the sink, changing the oil in your car or doing your own taxes. The same question often arises about finances. It happens all the time…

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3 Steps for Evaluating Levers in your Offer Letter – Stock, Salary, Bonuses

Recently I received the following note: “I found the job I want!  I am pleased with the initial offer, but I asked the recruiter to go back and see if there was any more wiggle room to increase my total compensation. #negotiating The recruiter came back with a new offer this morning. Total increase in my total compensation for year 1, but they…

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How to make an 83(b) election for your company stock options

Many individuals are interested in making a tax election to minimize long-term tax due. However, this may or may not be a good choice for you. I will not go through the analysis and pros/cons of such a choice in this post. This is for information purposes on the mechanics of making the election. Before making the election, it is…

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Offer Letter Basics: RSUs

How do you evaluate an offer from a large tech startup or established tech company like Microsoft or Amazon? The first step in evaluating your offer is to understand it! Below, we discuss one of the components of your offer letter - Restricted Stock Units (RSUs). Restricted Stock Units (RSUs) Structure: Each RSU equates to a share of the company stock.  ex.…

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Hustlin’ as an Entrepreneur

When you decide to make the jump from employee to entrepreneur, it is important to consider how this transition will affect your financial life. How will you support yourself?  Do you have a family to support?  How long will you be able to sustain before you need further income? Three ways to prepare for the entrepreneurial rollercoaster of cash flow:…

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So you want to be an entrepreneur…

This is not the first article on dancing with the idea of doing your own thing.  It certainly won't be the last one.  This post is about the hard questions, the plan, and the execution you need to commit to before taking the leap. I've worked for large companies and startups, consulted independently, run my own practice, and worked as a…

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How to calculate the cost of leaving your job

Taking the step to put your career on pause is not an easy one. It doesn't matter if it is to become a stay-at-home-parent or to start your own company. Emotions and finances are the main factors in the decision of whether this makes sense for you. I had lunch with a pregnant friend who is considering staying at home…

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How to negotiate your next compensation package

When deciding to leave a company and begin a new adventure, prepare for your compensation negotiation. Once you choose your new path, how do you maximize your financial outlook as well? Many technology-based companies view attraction or retention of key employees as their #1 problem.  There is demand for talent in a limited pool of individuals. The majority of these employers rely on…

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