3 Steps for Long-Term Budgeting Success

3 Steps for Long-Term Budgeting Success

Budgeting sometimes feels like a New Year’s goal for weight loss.  “I’m going to stay on top of my budget this year!” “I am going to start tracking my expenses January 1st!” The truth is, you only have so much time.  Like with weight loss, there is no magic pill but there is a long […]

What should I know (and ask) before hiring a financial advisor?

In lieu of my usual weekly post, I thought it would be helpful to share some content from The National Association of Personal Financial Advisors (‘NAPFA’). The financial advising world is full of different ways of making money from clients, with some ways more transparent than others.  Some advisors use commissions from investment sales to primarily […]

Minimizing Risks in Your Home

Minimizing Risks in Your Home

My daughter is closing in on crawling/walking and grabbing anything new and different.  Inevitably, this means anchoring shelves, TVs, and other climbable items to the wall.  Taking a fresh look at my home makes me think about the other potential risks we just don’t think about often. The potential accident risks that exist inside and […]

Building a financial home

Building a financial home

As a financial planner, we talk in numbers and make it sound so simple.  If you want X in the future, you have to give up $Y now in spending.   Are those choices easy to make though?   Financial plans are based on assumptions, and the outcome of the plan can seem distant and […]