What should I know (and ask) before hiring a financial advisor?

In lieu of my usual weekly post, I thought it would be helpful to share some content from The National Association of Personal Financial Advisors (‘NAPFA’). The financial advising world is full of different ways of making money from clients, with some ways more transparent than others.  Some advisors use commissions from investment sales to primarily […]

RSUs in your investment portfolio

If you receive a large grant of RSUs, you will have many risks. Risk of termination before vesting, risk of market volatility in stock price, and asset concentration are a few. You will need to decide whether you will keep the stock once vested, or if you prefer to sell the stock at vesting date. […]

Incentive Stock Options and the Alternative Minimum Tax

Alternative minimum tax (“AMT”) is a hard proposition for many tech employees.  When you exercise incentive stock options it increases your net worth, but you don’t actually get any cash.   This puts you in a tough spot for paying any AMT later on.  This is an important topic for start-up tech employees and it is […]

Trading restrictions on company stock

Are you subject to restrictions in selling your company stock? Many public companies, like Amazon, institute ‘trading windows’ for key employees and executives.   Whether you are a ‘key employee’ generally boils down to access to company profit and loss details. Profit and loss access generally includes: an executive with control over a piece of […]