3 Steps for Long-Term Budgeting Success

3 Steps for Long-Term Budgeting Success

Budgeting sometimes feels like a New Year’s goal for weight loss.  “I’m going to stay on top of my budget this year!” “I am going to start tracking my expenses January 1st!” The truth is, you only have so much time.  Like with weight loss, there is no magic pill but there is a long […]

RSUs in your investment portfolio

If you receive a large grant of RSUs, you will have many risks. Risk of termination before vesting, risk of market volatility in stock price, and asset concentration are a few. You will need to decide whether you will keep the stock once vested, or if you prefer to sell the stock at vesting date. […]

Incentive Stock Options and the Alternative Minimum Tax

Alternative minimum tax (“AMT”) is a hard proposition for many tech employees.  When you exercise incentive stock options it increases your net worth, but you don’t actually get any cash.   This puts you in a tough spot for paying any AMT later on.  This is an important topic for start-up tech employees and it is […]